Overview

We know suspension upgrades can be a big investment, so we offer two flexible financing options to make it easier. Choose between Shop Pay Installments or Affirm at checkout to split your total into convenient monthly payments. Whether you’re buying coilovers, lowering springs, or air suspension, you can upgrade now and pay over time—interest-free options may be available for qualified buyers. No hidden fees, no surprises.

Affirm

With Affirm, finance your car parts with selectable term options and rates as low as 0% APR! Affirm lets you break your purchase into small, 0-15% APR monthly payments and finance your parts over the course of 3, 6, or 12 months. Affirm has quickly become the trusted name in the automotive industry for financing your aftermarket parts.

  • As low as 0% APR
  • Selectable Term Options
  • Streamline Checkout Process

 

Shop Pay Installments

Shop Pay gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget.

  • Four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.
  • Monthly payments for orders from $150 to $20,000 USD. Monthly installment orders are interest-bearing from 0-36% APR., and may be paid in three, six, or twelve months depending on purchase amount.

Compare Financing Options

Feature Affirm Shop Pay Installments
Payment Structure Monthly payments with terms from 3, 6, 12, or 36 months 4 interest-free payments, every two weeks
Interest Interest rates may apply (0% to 36% APR) 0% APR
Approval Process Instant decision, credit check may apply Quick and easy approval at checkout
Best For Larger purchases, extended repayment options Smaller purchases, quick repayment

FAQs

Can I pay off my balance early?

Yes, both Shop Pay Installments and Affirm allow you to pay off your balance early without any penalties.

Do I need a credit check to use Shop Pay Installments or Affirm?

Shop Pay Installments does not require a hard credit check, while Affirm may perform a soft credit check to determine your eligibility.

Are there any late fees?

Shop Pay Installments has no late fees, while Affirm charges no late fees but missing payments can affect your credit score.

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